Professional Indemnity Insurance is designed for businesses

Discover why professional indemnity insurance may be vital for your business operations.
Professional indemnity insurance provides you and your business with protection against claims for financial loss, bodily/personal injury or property damage arising from an act, error or omission in the performance of professional services.
Defamation
Competition & Consumer Legislation
Intellectual Property
Advancement of Defence Costs
Loss of Documents
Employee Fraud and Dishonesty
Enquiry Costs
Extended Reporting Period
Court Attendance Costs
Mitigation of Costs
Privacy Breach Costs
Public Relations Expenses
Newly Created Subsidiary
Run Off Cover Insured Entity
Joint Venture Liability
Sub-Contractors
Spousal Liability
Cyber Liablity

Comprehensive wording

Our comprehensive wording is written on a civil liability basis meaning any dispute taken (or threatened to be taken) in a civil court arising from providing your service (for a fee) will trigger the policy (subject to the standard policy terms and conditions).

We have a broad underwriting appetite including (but not limited to):

  • Management Consultants
  • Public Relations Consultants
  • Environmental Consultants
  • Architects & Engineers
  • Registered Training Organisations
  • Accountants
  • Bookkeepers
  • Draftsperson or Designers
  • Tourism Consultancy
  • Life Coaches
  • Energy Raters
  • and other small to medium sized professional business.

It is important to note however, we specifically do not quote; valuers, financial institutions, financial advisors/planners and/or business brokers.

Key Coverage

Key coverage benefits include:

  • Defamation
  • Claims Investigation Costs
  • Compensatory Civil Penalties
  • Continuous Cover
  • Contractors (vicarious liability)
  • Cyber Liability
  • Employee Dishonesty
  • Estates & Legal Representatives
  • Loss of Documents (Including Electronic)
  • Mitigation of Loss
  • Privacy Breach Costs
  • Public Relations Costs
  • Representation at investigations/enquiries
  • Unintentional Intellectual Property/Copyright Infringement

Get an Financial Lines quote

You can organise a quote from our underwriting team by using the form below.

Making a claim

Read our guide to claiming to ensure a smooth process and you can make a claim online here.